Posted by Dakota Levey Dec 17, 2011 No Comments »
We live in a wonderful country, where we enjoy many freedoms.
Unfortunately, one of those freedoms is owning a trampoline.
If our founding fathers had known what trampolines actually were, they would have viciously jotted down another section of the Constitution that forbids us from purchasing them. There would have been a block on importing any trampolines from outside the country, and anyone caught making or distributing them would be promptly hauled away or shipped off to some dark and lonely place. But because Ben Franklin never got around to inventing one before all those laws got written down, we’re stuck with them forever. (
Posted by Noah Bardsley Dec 09, 2011 No Comments »
Auto insurance is essential and if you move back and forth between states for a major part of the year, you need to comply with the rules and regulations of the states. However, it is important to check for the rules governing both the states in order to have a clear idea of the coverage you need. States take their auto insurance laws very seriously and failure to comply with them can lead to suspension of your driving license and even a jail term. No matter which state you may drive in you will need to posses adequate auto insurance. The details of car insurance requirements are available with insurance company representatives.
Posted by Admin Nov 30, 2011 No Comments »
Renters insurance is most important for anyone who rents a home – a good and reliable renters insurance policy is able to protect your belonging in the event of theft, vandalism, fire, and other accidents. Another advantage of renters insurance claim is that it could also provide a liability coverage if you are the one at fault for any injuries or damages to others and their properties. Although many renters are already insured with such policies, but very few of these renters actually know how to go about filing the claim. I Read more…
Posted by Noah Bardsley Nov 30, 2011 No Comments »
The FSA may well have the axe hanging over its head, be over-populated by a bunch of pen pushers and bureaucrats, culpable for the restriction in insurance products and markets available and be responsible for failing to avert the recession caused by the banks, but.
Insurance Blog will be the first to admit that the FSA in its swansong is at least trying to do the right thing, with some notable recent successes in prosecutions and forcing the banks to heel over the mis-selling of payment protection insurance.
Those small insurance brokers, insurance agents, consultants and intermediaries whose rising FSA authorisation costs and annual fees have helped fund the Financial Services Compensation Scheme to pay for the banks mis-selling crimes would be the first to disagree, however their contempt for the organisation might be tempered some if they were aware of the FSAs latest moves against their largest competitors
The Insurance price comparison websites and aggregators selling general insurance products on the Internet.
If the FSAs latest proposals for the regulated Selling of Insurance on the Internet are enforced, this could be a good thing for all small insurance intermediaries out there, who collectively currently receive less than 5% of the total internet traffic searching for Insurance.
First in the line of fire has been the Insurance price comparison websites, particularly those that compare car insurance and home insurance, and recommend insurance products to the public.
Posted by Noah Bardsley Nov 25, 2011 No Comments »
Steep fuel prices are hitting motorists hard, but the government is coming under increasing pressure to do more to help drivers next year. More than 110,000 people have signed a petition protesting against a 3p petrol duty increase on January 1, plus a further inflationary 5p rise in August.
January’s rise alone would add £1.50 to the cost of filling up the average tank, driving more cash-strapped motorists off the road altogether.
According to a recent MoneySupermarket poll, a worrying 12.3% of drivers claim they can already no longer afford to use their car.
Nearly half of those questioned agreed that fuel duty should be cut in the autumn Budget statement on the grounds they pay enough tax already, while 26.7% said it should be cut to help put money back into people’s pockets.
Only 3.2% said that fuel duty should be increased.
Posted by Kai Bavin Nov 25, 2011 No Comments »
Every policyholder’s first question after a loss is: does my insurance policy cover this? Some policyholders have a named peril policy insuring against certain risks that are enumerated within the policy itself. Others have an all-risk policy that insures against every peril that is not specifically excluded under the terms of the policy. Regardless of which policy you currently hold, the first step in determining whether coverage exists is determining the cause and origin of the damages.
For the next few weeks, I will write about the infamous Proximate Causation Doctrine. T
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