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	<title>Analyzed Insurance</title>
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	<link>http://analyzed-insurance.com</link>
	<description>All market research reports on Insurance Industry Trends</description>
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		<title>Watch Out for Windshield Insurance Scams</title>
		<link>http://analyzed-insurance.com/insurance-quotes/watch-out-for-windshield-insurance-scams</link>
		<comments>http://analyzed-insurance.com/insurance-quotes/watch-out-for-windshield-insurance-scams#comments</comments>
		<pubDate>Tue, 15 May 2012 05:26:03 +0000</pubDate>
		<dc:creator>Kai Bavin</dc:creator>
				<category><![CDATA[Insurance Quotes]]></category>
		<category><![CDATA[Windshield]]></category>
		<category><![CDATA[Windshield Insurance]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/insurance-quotes/watch-out-for-windshield-insurance-scams</guid>
		<description><![CDATA[Your windshield does more than keep rain out your face and bugs out of your teeth. According to the Automotive Glass Replacement Safety Standards Council, that piece of glass provides up to 45% of thestructural integrity of your passenger cabin in a front-end crash. That rises to 60% in a rollover. The correct installation of your windshield and side windows also affects the deployment of your airbags. All good reasons to be extremely careful about who you trust with your auto glass repair and replacement. Auto glass fraud is on the upswing, especially in Florida, South Carolina and Kentucky, the three U.S. Read more&#8230;]]></description>
		<wfw:commentRss>http://analyzed-insurance.com/insurance-quotes/watch-out-for-windshield-insurance-scams/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Tobacco Use and Consequences Around the World</title>
		<link>http://analyzed-insurance.com/analyzed-insurance/tobacco-use-and-consequences-around-the-world</link>
		<comments>http://analyzed-insurance.com/analyzed-insurance/tobacco-use-and-consequences-around-the-world#comments</comments>
		<pubDate>Sun, 13 May 2012 21:56:24 +0000</pubDate>
		<dc:creator>Dakota Levey</dc:creator>
				<category><![CDATA[Analyzed Insurance]]></category>
		<category><![CDATA[Tobacco]]></category>
		<category><![CDATA[Tobacco Use]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/analyzed-insurance/tobacco-use-and-consequences-around-the-world</guid>
		<description><![CDATA[In the United States and Western Europe, tobacco has worn out its welcome. Even the notoriously hard-smoking French have begun to put limits on previously unfettered smokers, and behind all the current restriction is the well-documented and well-publicized damage that smoking does to human health. Despite those restrictions, the obvious health risks and the ceaseless campaigns that urge people to quit, smoking remains a worldwide epidemic. Read more&#8230;]]></description>
		<wfw:commentRss>http://analyzed-insurance.com/analyzed-insurance/tobacco-use-and-consequences-around-the-world/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Are you really insured to drive?</title>
		<link>http://analyzed-insurance.com/insurance-help/are-you-really-insured-to-drive</link>
		<comments>http://analyzed-insurance.com/insurance-help/are-you-really-insured-to-drive#comments</comments>
		<pubDate>Sat, 12 May 2012 19:09:37 +0000</pubDate>
		<dc:creator>Noah Bardsley</dc:creator>
				<category><![CDATA[Insurance Help]]></category>
		<category><![CDATA[Drive]]></category>
		<category><![CDATA[Insured Drive]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/insurance-help/are-you-really-insured-to-drive</guid>
		<description><![CDATA[While the number of uninsured drivers on Britain&#8217;s roads has soared in recent years, most drivers would not get behind the wheel without the proper cover in place. But can you really say that you have never driven uninsured, even by mistake?In fact, there are lots of potential ways that you can unwittingly invalidate your car insurance policy.These include falling behind with your monthly payments, driving while over the alcohol limit while honestly believing you were sober (perhaps because you were drinking late the night before) and driving someone else&#8217;s car thinking your own cover provided the necesary protection.Here, we highlight some of the situations that could put you, your passengers and anyone else on the road at risk due to a lack of insurance. Read more&#8230;]]></description>
		<wfw:commentRss>http://analyzed-insurance.com/insurance-help/are-you-really-insured-to-drive/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>&#8220;Stacking&#8221; Issue to be Heard by California Supreme Court</title>
		<link>http://analyzed-insurance.com/insurance-help/stacking-issue-to-be-heard-by-california-supreme-court</link>
		<comments>http://analyzed-insurance.com/insurance-help/stacking-issue-to-be-heard-by-california-supreme-court#comments</comments>
		<pubDate>Tue, 08 May 2012 19:32:37 +0000</pubDate>
		<dc:creator>Noah Bardsley</dc:creator>
				<category><![CDATA[Insurance Help]]></category>
		<category><![CDATA[California Supreme]]></category>
		<category><![CDATA[California Supreme Court]]></category>
		<category><![CDATA[Court]]></category>
		<category><![CDATA[Supreme Court]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/insurance-help/stacking-issue-to-be-heard-by-california-supreme-court</guid>
		<description><![CDATA[The California Supreme Court will hear arguments on May 30, 2012 on all sums, stacking, and number of occurrences in State of Calif. v. Continental Ins. Co. (2009) [170 Cal.App.4th 160].  This case presents the following issues:   (1) When continuous property damage occurs during the periods of several successive liability policies, is each insurer liable for all damage both during and outside its period up to the amount of the insurer&#8217;s policy limits?   (2) If so, is the &#8220;stacking&#8221; of limits &#8211; i.e., obtaining the limits of successive policies &#8211; permitted? As we reported a few years ago, the California appellate court rulings in this environmental coverage case were that: &#8220;All sums&#8221; &#8211; In a continuous loss situation, each insurer that covers any part of the claim has an obligation to pay the entire claim, and then seek reimbursement from other insurers.  ]]></description>
		<wfw:commentRss>http://analyzed-insurance.com/insurance-help/stacking-issue-to-be-heard-by-california-supreme-court/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Red River Waterway&#8217;s 15-day Closure Caused Millions of Dollars in Losses &#8211; Understanding Business Interruption Claims</title>
		<link>http://analyzed-insurance.com/insurance-quotes/red-river-waterways-15-day-closure-caused-millions-of-dollars-in-losses-understanding-business-interruption-claims</link>
		<comments>http://analyzed-insurance.com/insurance-quotes/red-river-waterways-15-day-closure-caused-millions-of-dollars-in-losses-understanding-business-interruption-claims#comments</comments>
		<pubDate>Mon, 07 May 2012 06:41:17 +0000</pubDate>
		<dc:creator>Kai Bavin</dc:creator>
				<category><![CDATA[Insurance Quotes]]></category>
		<category><![CDATA[Red River]]></category>
		<category><![CDATA[River]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/insurance-quotes/red-river-waterways-15-day-closure-caused-millions-of-dollars-in-losses-understanding-business-interruption-claims</guid>
		<description><![CDATA[Traversing over 225 miles, the Red River Waterway has become a strategic cargo and customs hub for the South. It is linked to the Mississippi River and Gulf Intracoastal Waterway and it also sits amidst a Louisiana Highway system, major interstate highways and Louisiana’s railway system, which can deliver cargo to any city in the United States within 7 days. Along the River, there are a series of 5 lock and dam structures that perform a stair step effect on the river, creating controllable pools and passageways for river traffic. T Read more&#8230;]]></description>
		<wfw:commentRss>http://analyzed-insurance.com/insurance-quotes/red-river-waterways-15-day-closure-caused-millions-of-dollars-in-losses-understanding-business-interruption-claims/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>China to Open Compulsory Auto Insurance to Foreign Firms</title>
		<link>http://analyzed-insurance.com/analyzed-insurance/china-to-open-compulsory-auto-insurance-to-foreign-firms</link>
		<comments>http://analyzed-insurance.com/analyzed-insurance/china-to-open-compulsory-auto-insurance-to-foreign-firms#comments</comments>
		<pubDate>Fri, 04 May 2012 13:36:09 +0000</pubDate>
		<dc:creator>Dakota Levey</dc:creator>
				<category><![CDATA[Analyzed Insurance]]></category>
		<category><![CDATA[Auto]]></category>
		<category><![CDATA[Compulsory Auto]]></category>
		<category><![CDATA[Open Compulsory]]></category>
		<category><![CDATA[Open Compulsory Auto]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/analyzed-insurance/china-to-open-compulsory-auto-insurance-to-foreign-firms</guid>
		<description><![CDATA[On February 14, China and the U.S. released a Sino-U.S.joint statement on enhancement of economic relationship. According to the statement, China has decided to open compulsory automobile liability insurance to foreign insurance companies and will officially implement related laws and regulations after modification. The China Insurance Regulatory Commission (CIRC) clearly expressed in August 2011 that it would consider opening compulsory automobile liability insurance to foreign insurance companies. Jin Jianqiang, director of the Insurance Association of China said on November 16 that compulsory automobile liability insurance was likely to be opened to foreign insurance companies in China within 2012. China now has 20 foreign property insurance companies. Read more&#8230;]]></description>
		<wfw:commentRss>http://analyzed-insurance.com/analyzed-insurance/china-to-open-compulsory-auto-insurance-to-foreign-firms/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Top tips for summer driving</title>
		<link>http://analyzed-insurance.com/insurance-quotes/top-tips-for-summer-driving</link>
		<comments>http://analyzed-insurance.com/insurance-quotes/top-tips-for-summer-driving#comments</comments>
		<pubDate>Sat, 14 Apr 2012 10:39:34 +0000</pubDate>
		<dc:creator>Noah Bardsley</dc:creator>
				<category><![CDATA[Insurance Quotes]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/insurance-quotes/top-tips-for-summer-driving</guid>
		<description><![CDATA[Blue skies, warm sun, gentle breezes&#8230; Britain has basked in unseasonably warm weather of late, allowing drivers of convertibles to put the roof down at last. And, as the school half term and Easter approach, many drivers will be fitting bike racks and roofboxes to carry holiday luggage. But summer driving also brings with it a raft of new risks &#8211; here we take a look at the insurance implications. Luggage and possessions If you are taking stuff away on holiday, bear in mind that the typical limit for personal possessions on a car insurance policy is usually between £250 and £500.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Will Alabama License Public Adjusters?</title>
		<link>http://analyzed-insurance.com/insurance-quotes/will-alabama-license-public-adjusters</link>
		<comments>http://analyzed-insurance.com/insurance-quotes/will-alabama-license-public-adjusters#comments</comments>
		<pubDate>Tue, 10 Apr 2012 11:52:54 +0000</pubDate>
		<dc:creator>Kai Bavin</dc:creator>
				<category><![CDATA[Insurance Quotes]]></category>
		<category><![CDATA[Adjusters]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/insurance-quotes/will-alabama-license-public-adjusters</guid>
		<description><![CDATA[In January, we posted that Alabama may consider licensing public insurance adjusters, and while a bill has been proposed, it appears critics are trying to dissuade Alabama from licensing public adjusters. According to the Insurance Journal article, &#8220;Alabama Seeks to License Public Adjusters,&#8221; Ragan Ingram, the Alabama Department of Insurance chief of staff, thinks the law is necessary because the department could then regulate and educate the adjusters. Read more&#8230;]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Two Words a Doctor Never Wants to Hear</title>
		<link>http://analyzed-insurance.com/analyzed-insurance/two-words-a-doctor-never-wants-to-hear</link>
		<comments>http://analyzed-insurance.com/analyzed-insurance/two-words-a-doctor-never-wants-to-hear#comments</comments>
		<pubDate>Tue, 03 Apr 2012 23:39:50 +0000</pubDate>
		<dc:creator>Dakota Levey</dc:creator>
				<category><![CDATA[Analyzed Insurance]]></category>
		<category><![CDATA[Doctor]]></category>
		<category><![CDATA[Doctor Wants]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/analyzed-insurance/two-words-a-doctor-never-wants-to-hear</guid>
		<description><![CDATA[One of my greatest heroes growing up was a doctor. An E.R. doctor, to be precise. We went to the same church, and he was a very pious man. He was a great father, a great doctor, and a pillar of the community. He was such a good man that I only ever heard him swear two times. The first time was during a high school football game (he was the head coach). Our team blew a 21-point lead in the second half and lost by a field goal at the very end. The second time was when I said the words “malpractice lawsuit.” “####, son,” he said. “Never Read more&#8230;]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Comparing Commercial Insurance Quotes Online</title>
		<link>http://analyzed-insurance.com/insurance-help/comparing-commercial-insurance-quotes-online</link>
		<comments>http://analyzed-insurance.com/insurance-help/comparing-commercial-insurance-quotes-online#comments</comments>
		<pubDate>Sun, 01 Apr 2012 08:23:45 +0000</pubDate>
		<dc:creator>Noah Bardsley</dc:creator>
				<category><![CDATA[Insurance Help]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Insurance Quotes]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/insurance-help/comparing-commercial-insurance-quotes-online</guid>
		<description><![CDATA[You cant turn the telly on these days without seeing an advert for tradesmans business insurance or commercial liability with all the big insurance comparison websites and direct insurance companies vying for attention at one dotcom or another. Read more&#8230;]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Texas Crop Insurance Redux</title>
		<link>http://analyzed-insurance.com/insurance-quotes/texas-crop-insurance-redux</link>
		<comments>http://analyzed-insurance.com/insurance-quotes/texas-crop-insurance-redux#comments</comments>
		<pubDate>Thu, 22 Mar 2012 09:16:22 +0000</pubDate>
		<dc:creator>Kai Bavin</dc:creator>
				<category><![CDATA[Insurance Quotes]]></category>
		<category><![CDATA[Crop Insurance]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/insurance-quotes/texas-crop-insurance-redux</guid>
		<description><![CDATA[It was just last week that I discussed the importance of crop insurance to farmers still suffering from the effects of last year’s record drought. And wouldn’t you know it, while I was thumbing through the , I found an article which provides a closer look at how the drought affected Texas. William Pack of the Houston Chronicle reported this past Saturday that crop insurance indemnity payments in Texas have set a record this past year with $2.5 billion in claims paid through March 12, 2012. The article notes that as time went on, yields got worse and worse and at least one livestock expert expects livestock and crop losses to get worse. Pac Read more&#8230;]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Update on Coverage for Trademark Infringement Claims: 2011 was a busy year!</title>
		<link>http://analyzed-insurance.com/insurance-help/update-on-coverage-for-trademark-infringement-claims-2011-was-a-busy-year</link>
		<comments>http://analyzed-insurance.com/insurance-help/update-on-coverage-for-trademark-infringement-claims-2011-was-a-busy-year#comments</comments>
		<pubDate>Wed, 21 Mar 2012 14:24:28 +0000</pubDate>
		<dc:creator>Noah Bardsley</dc:creator>
				<category><![CDATA[Insurance Help]]></category>
		<category><![CDATA[Busy Year]]></category>
		<category><![CDATA[Year]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/insurance-help/update-on-coverage-for-trademark-infringement-claims-2011-was-a-busy-year</guid>
		<description><![CDATA[        In the past year, numerous courts have addressed whether various intellectual property claims were covered under the commercial general liability (“CGL”) policy. There is no question that Coverage B, the “personal and advertising injury” liability coverage of the CGL policy, covers some intellectual property claims. For example, the enumerated offenses set forth in the definition of “personal and advertising injury” include infringement of another’s copyright, trade dress, or slogan in the named insured’s “advertisement,” and use of another’s advertising idea in the named insured’s “advertisement.” Various intellectual property claims might also implicate coverage under the libel, slander, disparagement and violation of privacy offenses.   I have set forth below a couple of recent decisions that address trademark infringement claims.  I promise to provide an ongoing discussion of some of the recent cases addressing coverage for other  intellectual property claims. IP exclusions began to be used in Coverage B CGL policy forms in 2001. Among other intellectual property claims, the IP exclusion expressly excludes coverage for trademark infringement. The exclusion, however, has an exception for “infringing upon another’s trade dress, copyright or slogan in your [the named insured’s] “advertisement.” As a result, many policyholders have attempted to shoehorn trademark claims into one of the offenses set forth in [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Taking the Competition to the Next Level</title>
		<link>http://analyzed-insurance.com/analyzed-insurance/taking-the-competition-to-the-next-level</link>
		<comments>http://analyzed-insurance.com/analyzed-insurance/taking-the-competition-to-the-next-level#comments</comments>
		<pubDate>Thu, 15 Mar 2012 00:06:32 +0000</pubDate>
		<dc:creator>Dakota Levey</dc:creator>
				<category><![CDATA[Analyzed Insurance]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/analyzed-insurance/taking-the-competition-to-the-next-level</guid>
		<description><![CDATA[I know a thing or two about competition.  I was sixteen, playing volleyball for my high school team.  Things were pretty intense; the teams were neck-and-neck.  The other team bumped, set and spiked!.right into my face.  My face burned from a mixture of humiliation and pain and my ears rung, thankfully masking the sound of the other team’s fans cheering from the stands.   I blinked, dazed, wondering if my face would appear permanently smashed after this experience.  I was angry, but even though my team was losing and I had been injured, I never thought of retribution. The same cannot be said for John Levi Miller, a former professional wrestler who is currently suing an old opponent for kicking him in the crotch hard enough to cause his testicles to rupture, resulting in one of them having to be removed.  Ouch!  And I thought I knew what being competitive was all about. Tr Read more&#8230;]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Measuring a Business Income Loss Is Not Weird Science &#8211; Understanding Business Interruption Claims</title>
		<link>http://analyzed-insurance.com/insurance-quotes/measuring-a-business-income-loss-is-not-weird-science-understanding-business-interruption-claims</link>
		<comments>http://analyzed-insurance.com/insurance-quotes/measuring-a-business-income-loss-is-not-weird-science-understanding-business-interruption-claims#comments</comments>
		<pubDate>Sun, 26 Feb 2012 18:21:47 +0000</pubDate>
		<dc:creator>Kai Bavin</dc:creator>
				<category><![CDATA[Insurance Quotes]]></category>
		<category><![CDATA[Business Income]]></category>
		<category><![CDATA[Claims]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/insurance-quotes/measuring-a-business-income-loss-is-not-weird-science-understanding-business-interruption-claims</guid>
		<description><![CDATA[Unlike physicists and philosophers, lawyers, adjusters and accountants don’t have the luxury of changing hard facts when measuring, evaluating and adjusting business income claims. Einstein’s universal approach, however, does not mean that facts (or data in this context) should be destroyed or created to fit a particular accounting theory, it rather means that the source of data should be curiously evaluated to come up with simple solutions to the most complex problems. Business interruption claims can get complicated rather quickly when parties cannot agree on a methodology to measure the amount of the lost profits during the period of interruption. To Read more&#8230;]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Why insist on buying construction liability insurance?</title>
		<link>http://analyzed-insurance.com/analyzed-insurance/why-insist-on-buying-construction-liability-insurance</link>
		<comments>http://analyzed-insurance.com/analyzed-insurance/why-insist-on-buying-construction-liability-insurance#comments</comments>
		<pubDate>Sat, 25 Feb 2012 11:47:20 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Analyzed Insurance]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/?p=525</guid>
		<description><![CDATA[Owning a company means having employees who work for you, and whose safety during work needs to be insured. It is easy to be sued by your employees if hurt on job, and thus it is important for the owner of the company to perchance a construction liability insurance. Let us study the benefits of construction liability insurance. This insurance safeguards the finances in times of claim against the company. If you and your company are not insured, it is likely that you have to cough out astronomical sum to pay for all the medical, and hospital expenses of the worker who may have been hurt while on duty. Read more&#8230;]]></description>
		<wfw:commentRss>http://analyzed-insurance.com/analyzed-insurance/why-insist-on-buying-construction-liability-insurance/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Combat rising fuel prices</title>
		<link>http://analyzed-insurance.com/insurance-help/combat-rising-fuel-prices</link>
		<comments>http://analyzed-insurance.com/insurance-help/combat-rising-fuel-prices#comments</comments>
		<pubDate>Sat, 25 Feb 2012 04:19:18 +0000</pubDate>
		<dc:creator>Noah Bardsley</dc:creator>
				<category><![CDATA[Insurance Help]]></category>
		<category><![CDATA[Fuel Prices]]></category>
		<category><![CDATA[Prices]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/insurance-help/combat-rising-fuel-prices</guid>
		<description><![CDATA[Cash-strapped motorists are being urged to join a mass lobby of MPs at Westminster to fight back against escalating fuel prices. FairFuel Day, which falls on Wednesday, March 7, will see protestors including the AA, The RAC and The Road Haulage Association, call on the government to cut fuel duty to combat rising prices at the pump. The roads lobby group has also made a personal visit to the Chancellor, George Osborne to try and persuade him to make a u-turn on his 3p fuel duty rise which is scheduled for August this year. The protests come as the price of diesel reached the symbolic £1.50 per litre mark in some parts of the country this week &#8211; and average prices for both diesel and unleaded have continued to climb. Read more&#8230;]]></description>
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		<title>Necessary basics of business insurance</title>
		<link>http://analyzed-insurance.com/analyzed-insurance/necessary-basics-of-business-insurance</link>
		<comments>http://analyzed-insurance.com/analyzed-insurance/necessary-basics-of-business-insurance#comments</comments>
		<pubDate>Wed, 22 Feb 2012 12:41:25 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Analyzed Insurance]]></category>
		<category><![CDATA[business insurance]]></category>

		<guid isPermaLink="false">http://analyzed-insurance.com/?p=497</guid>
		<description><![CDATA[Large and small businesses have seen their profits take a beating over the last year due to the financial crisis. This of course means that it has become even more difficult to manage business effectively, because it is during times like this that business owners are required to make decisions that could make or break their business. Add to this the fact that most companies had no choice but to minimize, at least until things start to pick again. Read more&#8230;]]></description>
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