Analyzed Insurance

It takes many good deeds to build a good reputation, and only one bad one to lose it
-Benjamin Franklin

A good reputation is more valuable than money. A broken reputation may possibly be repaired, but the world will always keep their eyes on the spot where the crack was. One scandal can destroy an empire and short of inventing a time travel machine, there’s not much that can be done to change the public’s perception. Take for example, the recent Penn State child sexual abuse allegations. The entire nation spent weeks, judging the institution’s incident reporting practices and procedures. The damage? A dec

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Every policyholder’s first question after a loss is: does my insurance policy cover this? Some policyholders have a named peril policy insuring against certain risks that are enumerated within the policy itself. Others have an all-risk policy that insures against every peril that is not specifically excluded under the terms of the policy. Regardless of which policy you currently hold, the first step in determining whether coverage exists is determining the cause and origin of the damages.

For the next few weeks, I will write about the infamous Proximate Causation Doctrine. T

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California’s unfair competition or unfair business statute is found in Business & Professions Code section 17200 (the “Unfair Competition Law” or “UCL”). The UCL protects consumers and businesses from unfair competition described in Section 17200 as: “any unlawful, unfair or fraudulent business act or practice and unfair, deceptive, untrue or misleading advertising and any act prohibited by Chapter 1 (commencing with Section 17500) of Part 3 of Division 7 of the Business and Professions Code.”

The purpose of the UCL is to protect consumers and business by “promoting fair competition in commercial markets for goods and services.” ( (2002) 27 Cal.4th 939, 949, 119 Cal.Rptr.2d 296.)

Section 17200 is framed in the disjunctive, a business practice need only meet one of the three criteria, unlawful, unfair or fraudulent, to be considered unfair competition. ( [“Cel Tech<

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Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn’t part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car…unless you’re a savvy shopper. Here’s what you need to know to help you find cheap sports car insurance (or at least reasonably priced). For starters, different insurance companies have different definitions of what is and isn’t a sports car. This is typically based on a VIN (vehicle identification number) system published by the Insurance Services Office or the company’s own ranking system. Either syst

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Life insurance is an important part of financial planning. However, many adults have a hard time finding affordable rates. Many times this is due to age or health. Sometimes it can also be because of the individuals occupation. Sometimes a fatal disease puts an individual at high risk. Whatever the case, several individuals find they are unable to purchase life insurance through traditional means. These articles give ideas and strategies to help these people purchase life insurance at affordable rates. If you fall into one of these groups or know someone that falls into one of these groups, read these articles.

1. Why Seniors Choose Whole Life Insurance Instead Of Term Learn why seniors choose whole life insurance plans instead of term policies.

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Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn’t part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car…unless you’re a savvy shopper. Here’s what you need to know to help you find cheap sports car insurance (or at least reasonably priced). For starters, different insurance companies have different definitions of what is and isn’t a sports car. This is typically based on a VIN (vehicle identification number) system published by the Insurance Services Office or the company’s own ranking system. Either syst

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