Posted by Kai Bavin May 15, 2012 No Comments »
Your windshield does more than keep rain out your face and bugs out of your teeth. According to the Automotive Glass Replacement Safety Standards Council, that piece of glass provides up to 45% of the
structural integrity of your passenger cabin in a front-end crash. That rises to 60% in a rollover. The correct installation of your windshield and side windows also affects the deployment of your airbags. All good reasons to be extremely careful about who you trust with your auto glass repair and replacement.
Auto glass fraud is on the upswing, especially in Florida, South Carolina and Kentucky, the three U.S.
Posted by Dakota Levey May 13, 2012 No Comments »
In the United States and Western Europe, tobacco has worn out its welcome. Even the notoriously hard-smoking French have begun to put limits on previously unfettered smokers, and behind all the current restriction is the well-documented and well-publicized damage that smoking does to human health.
Despite those restrictions, the obvious health risks and the ceaseless campaigns that urge people to quit, smoking remains a worldwide epidemic.
Posted by Noah Bardsley May 12, 2012 No Comments »
While the number of uninsured drivers on Britain’s roads has soared in recent years, most drivers would not get behind the wheel without the proper cover in place. But can you really say that you have never driven uninsured, even by mistake?In fact, there are lots of potential ways that you can unwittingly invalidate your car insurance policy.These include falling behind with your monthly payments, driving while over the alcohol limit while honestly believing you were sober (perhaps because you were drinking late the night before) and driving someone else’s car thinking your own cover provided the necesary protection.Here, we highlight some of the situations that could put you, your passengers and anyone else on the road at risk due to a lack of insurance. Read more…
Posted by Noah Bardsley May 08, 2012 No Comments »
The California Supreme Court will hear arguments on May 30, 2012 on all sums, stacking, and number of occurrences in State of Calif. v. Continental Ins. Co. (2009) [170 Cal.App.4th 160].
This case presents the following issues:
(1) When continuous property damage occurs during the periods of several successive liability policies, is each insurer liable for all damage both during and outside its period up to the amount of the insurer’s policy limits?
(2) If so, is the “stacking” of limits – i.e., obtaining the limits of successive policies – permitted?
As we reported a few years ago, the California appellate court rulings in this environmental coverage case were that:
- “All sums” – In a continuous loss situation, each insurer that covers any part of the claim has an obligation to pay the entire claim, and then seek reimbursement from other insurers. <
Posted by Kai Bavin May 07, 2012 No Comments »
Traversing over 225 miles, the Red River Waterway has become a strategic cargo and customs hub for the South. It is linked to the Mississippi River and Gulf Intracoastal Waterway and it also sits amidst a Louisiana Highway system, major interstate highways and Louisiana’s railway system, which can deliver cargo to any city in the United States within 7 days. Along the River, there are a series of 5 lock and dam structures that perform a stair step effect on the river, creating controllable pools and passageways for river traffic. T
Posted by Dakota Levey May 04, 2012 No Comments »
On February 14, China and the U.S. released a Sino-U.S.joint statement on enhancement of economic relationship.
According to the statement, China has decided to open compulsory automobile liability insurance to foreign insurance companies and will officially implement related laws and regulations after modification. The China Insurance Regulatory Commission (CIRC) clearly expressed in August 2011 that it would consider opening compulsory automobile liability insurance to foreign insurance companies. Jin Jianqiang, director of the Insurance Association of China said on November 16 that compulsory automobile liability insurance was likely to be opened to foreign insurance companies in China within 2012.
China now has 20 foreign property insurance companies.
Posted by Noah Bardsley Apr 14, 2012 No Comments »
Blue skies, warm sun, gentle breezes… Britain has basked in unseasonably warm weather of late, allowing drivers of convertibles to put the roof down at last. And, as the school half term and Easter approach, many drivers will be fitting bike racks and roofboxes to carry holiday luggage.
But summer driving also brings with it a raft of new risks – here we take a look at the insurance implications.
Luggage and possessions
If you are taking stuff away on holiday, bear in mind that the typical limit for personal possessions on a car insurance policy is usually between £250 and £500. <
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