Posted by Noah Bardsley Jun 16, 2013 No Comments »
Holidays are meant to be a stress-free time, which is why once travel insurance, flights and hotels have been booked, most travellers immediately begin to look forward to a week or two away from the hassle of everyday life.
However, the reality is that many trips can often get off to a rather stressful start, particularly for those who are travelling during the school holidays, as long check-in queues are common sights at many major airports.
The last thing anyone wants is to have to spend hours waiting in line just to dump their luggage, only to then join another queue when passing through security.
Fortunately, steps are now being taken to reduce this problem, with Edinburgh airport having introduced the UK’s first multi-airline bag drop.
While several airports already operate manual check-in points, this is the first to allow passengers flying with a number of different companies to register their own luggage.
The way this works is that travellers first scan their boarding pass – which they will have printed off at home – before placing their bags on the conveyor belt. T Read more…
Posted by Kai Bavin Jun 14, 2013 No Comments »
Life insurance can be overwhelming. You know on a rational level that death is a natural part of life, but even still, facing up to the responsibilities of death in modern society – namely, protecting your loved ones, paying off your debts, covering funeral costs, and settling your estate – is uncomfortable. After all, it’s one thing to have an awareness of death, but it’s another to look the reality right in the face.
The Risk of Waiting for Tomorrow
The problem is, however, that you cannot afford to avoid this somber topic. The consequences of putting off the life insurance application can cause far more pain than you’ll get from tackling the issue head-on.
Think about the sheer amount of stress added in a time of grief for a family without life insurance. Funeral costs. Financial turmoil. Facing left-over debt. Perhaps foregoing education for your children.
And the greatest risk lies in the fact that you get older and older each and every year, meaning your risk increases, and life can blindside you with an unforeseen condition at any time and render you uninsurable.
Life Insurance Isn’t About Death!
The key to getting the best of the life insurance challenge is to realize life insurance isn’t about death; in fact, it’s not about you at all. Life insurance is about and for the living.
Because when you pass away, it is those left living that have to keep moving on, whether they like it or not. Life insurance allows them to maintain as much quality of life as possible given the cards they are dealt.
And when you realize this, it becomes obvious that neglecting adequate protection hurts the people you love.
You can be the ultimate team player by helping to cushion the fall. That way your loved ones can have the opportunity to get back up, and fulfill the hopes and dreams you have for them.
Getting Started is Easy
As much as you may be avoiding the process, facing mortality does not have to be a huge event. A life insurance
Posted by Dakota Levey Jun 13, 2013 No Comments »
The health care reform law, also known as Obamacare, passed in 2010, and will be fully implemented in 2014. But so much is unknown about how consumers will be affected and whether they’ll end up paying more – or less – for health insurance.
Doug Field is the CEO and founder of the Institute for HealthCare Consumerism and FieldMedia, the parent company for HealthCare Consumerism Solutions magazine and EmployersWeb.com. He talked about health care reform and how it impacts consumers, especially the prices that consumers pay for health insurance and medical treatments.
What you should know about changes to health insurance
It’s going to increase it. It’s not going to decrease the costs. The public exchanges are simply a health care commerce site, a shopping place for consumers to go and buy access. With the
Posted by Kai Bavin Jun 10, 2013 No Comments »
From September, the new Current Account Switch Service will come into effect, making it much easier and faster for customers to switch their current account. As part of this, the Payments Council has announced the Current Account Switch Guarantee and Trustmark that will be used by participating financial institutions when the service launches. (Although the service is theoretically voluntary, 99.9% of all financial institutions have signed up.)So how exactly will this affect you?
What is the Current Account Switch Service?
The Current Account Switch Service aims to make the process of switching current accounts much simpler and hassle-free. At the moment, the switching process can take between 18 and 30 days, but as of September, this will be reduced to a maximum of seven working days.
What is the Current Account Guarantee and Trustmark?
The new Guarantee and Trustmark, which underpin the service, are designed to give consumers trust and confidence when switching current accounts.
Posted by Noah Bardsley Jun 09, 2013 No Comments »
The winning bidder and seven of their friends will join Warren Buffett for a three-hour-lunch at the Smith & Wollensky Restaurant in New York while benefitting a San Francisco charity, which was originally introduced to Mr Buffett by his wife.
According to James Massey, publisher of WhatSellsBest.com; I recently watched a couple of (video) interviews with past winners of the lunch-auction who also visited the charity. I was struck by how much they seemed to agree that Mr. Buffet has picked the beneficiary of the auction, as carefully as he would pick his investments or a business manager.
The beneficiary, the Glide Foundation.
Posted by Dakota Levey Jun 07, 2013 No Comments »
Last August I bought a three-year-old Mazda 6 with just under 70,000 miles on the clock from an independent dealer. It had a new MOT and came with a full Mazda service history. I decided to take out an extended warranty and, after shopping around, I opted for a Go Car “Ultimate” warranty. It seemed very comprehensive and I paid £314.
On 1 November my car blew up in a cloud of smoke while on the outside lane of the motorway. After speaking to Go Car it was taken to the nearest Mazda dealer where it was diagnosed as having a turbo failure (the turbo shaft had cracked). The part was sent off to Go Car for assessment, which took 10 working days – 10 days without a car for work. They eventually got back to me and stated that the problem was due to wear and tear. Despite several calls to Go Car’s premium rate number they refused to budge. I was left with no choice but to pay the £1,355 to get the car repaired.
I appealed the claim but they are sticking by their original decision, claiming wear and tear due to “heat tarnishing” in the bearings and not a “sudden mechanical breakdown”. It
Posted by Kai Bavin Jun 05, 2013 No Comments »
The news these days is full of stories about cyber-attacks and hacking. Lost among the headlines is the deadly peril that law firms face as hackers target their often insecure computer systems as an easy means of stealing confidential client data and secrets.
DRI has scheduled a special webcast on June 17 from 2-3:30 Eastern featuring Aon’s Doug Richmond and Shari Lewis of Gordon & Rees discussing how these attacks occur, what obligations lawyers have to protect client secrets, practical steps that law firms can (or must) take to safeguard against such risks and what kind of existing or novel insurance products are available to provide coverage against malpractice claims arising out of data theft and insecurity.
This program is a must for law firms worried about such claims, insurance claims professionals handling E&O exposures for law firms and lawyers defending E&O claims.
The price is $150 for DRI members, $180 for the rest of you. I convinced DRI to put on this webcast because I think that it fills a need. Hopefully, you’ll see that need to and attend.